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ECI ERP Software With
Integrated Payment Processing

NET1 is easy to access and use.

ECI's integrated solution for online payment processing

Online processing is the most effective and economical way to handle payments. Since 2011, NET1 has provided ECI customers with credit and debit card processing, typically at a substantially lower cost than other providers. NET1 integrates with ECI's Advantage, DDMS, DDMSPLUS, e-automate, JobBOSS, M1, Macola, Red Falcon, RockSolid POS, RockSolid MAX, Spruce, and TeamDesign software products.

Features

Benefits of Integration5

NET1 Features5

  • What Are Integrated Payments?

  • How Integration Works

  • Secure Transactions

  • Level 3 Payment Processing

  • Data Processing Levels 1 to 3

  • Check Processing (ACH)

  • Virtual Terminal

  • Secure Customer Data

  • Contactless Payment

  • Outstanding Customer Support

NET1 Payment Processing

Benefits of Integration5

  • What Are Integrated Payments?

  • How Integration Works

  • Secure Transactions

  • Level 3 Payment Processing

  • Data Processing Levels 1 to 3

NET1 Features5

  • Check Processing (ACH)

  • Virtual Terminal

  • Secure Customer Data

  • Contactless Payment

  • Outstanding Customer Support

What Are Integrated Payments?

PROBLEM: Tedious tasks such as manually entering transactions into multiple platforms, reconciling invoices, and updating accounting software drain valuable time and leave businesses susceptible to errors. Keeping track of paper ledgers and invoices to record financial transactions create security risks that could cost a business as much as $500,000 in fines each month.

SOLUTION: Create efficient payment processes with an integrated payment solution that automates payments and allows businesses to accept credit and debit cards directly within their existing ERP, accounting software, or online shopping cart. The integration automatically posts payments to invoices, so there’s no need to go back into your program at the end of the day to reconcile your invoices or balance your general ledger.

WITHOUT an integrated payment system:

  1. Receive a customer’s order over the phone or online.
  2. Enter the credit card number into your terminal.
  3. Save the transaction receipt, print out an invoice, and staple the two together. (Repeat this process for every invoice.)
  4. At the end of the day, match paper invoices to electronic invoices and apply payments to the proper invoices.
  5. Manually adjust your accounts receivable and general ledger to reflect payments.

WITH an integrated payment system:

  1. Receive a customer’s order over the phone or online.
  2. Enter their credit card number directly into your accounting software.
  3. Use the integrated solution to process the payment.

That’s it! NET1 marks invoices as paid and automatically posts payments to your accounts receivable and general ledger.

Secure Payment Transactions and Your Business

Reduce your business liability by storing and securing sensitive payment card information offsite in NET1’s credit card vault. Card numbers maintained by your business are kept secure, and simultaneously the system validates that any card being used isn't stolen.

For ongoing payments from regular customers, credit card numbers no longer need to be stored on your server. All the credit card data you process with NET1 is encrypted and protected from any online incursions and business liabilities.

What is Level 3?

Level 3 processing can dramatically drop your base interchange rate for business-to-business and business-to-government transactions. The results can be a 1% difference in costs which truly impacts your bottom line.

Level 3 transactions are government credit cards or corporate cards that require detailed transaction leval data. Since so much data is needed to qualify for Level 3, the processing rates are lower and require well-equipped software.

Want those large government contracts?

Data Processing Levels 1 to 3

Credit card transactions fall into three different data levels (Level 1, Level 2, and Level 3) and each level requires a certain amount of information to qualify its transactions. The higher the level is, the more detail it requires. However, the higher the data level, the less it costs merchants to process transactions.

Level 1: All B2B transactions must qualify for a minimum of Level 1 data processing. Luckily, the data you need to provide to qualify for Level 1 processing is limited to:

  • The merchant’s name
  • The transaction amount
  • The date on which the transaction took place

Level 2: This level is perfect if you deal with small to mid-sized businesses. The data you need to provide to qualify for Level 2 processing is a bit more extensive. You will need to provide your credit card company with:

  • All level 1 data requirements
  • The customer code
  • The total tax amount

Level 3: Level 3 data processing is ideal for companies that do business with large corporations or government entities––in fact, this tier of payment processing serves to prevent government branches from overspending.

To qualify for Level 3, you need to provide:

  • All of the data necessary for Level 1 and Level 2
  • The postal code your company is shipping from
  • The postal code your company is shipping to
  • The invoice number
  • The order number
  • The freight amount
  • The line-item details of the purchase

Safe and simple for consumers and businesses, NET1 offers Electronic Check Services which move payments electronically from your customer's checking account to your NET1 Merchant Account. NET1 Electronic Check Services is a true Automated Clearing House (ACH) product that requires no double entry or back-end check printing. It works like a paper check, without the additional costs and time delays.

NET1 Electronic Check Services process payments and displays real-time reports from any internet-enabled PC, providing convenient access away from the office.

Ready for savings and simple transactions?

Expand your business model by using a virtual terminal for payment card processing

Not all payment card sales can be transacted in person. Grow your business by expanding your credit card processing options–use a virtual terminal!

What is a virtual terminal?

A virtual terminal is a specialized function within a payment gateway that allows a business to process a card without it being present. Serving the same function as the physical terminal, instead of swiping a card, the merchant keys in the information to an online portal to get approval.

The best virtual terminals include the ability to:

  • Access a transaction page through a web browser, no specialized hardware or software required
  • Transact anywhere through an app used with a smartphone or tablet
  • Accept all major debit and credit cards (i.e., Visa, Mastercard, AMEX, Discover)
  • Provide online invoicing
  • Create web payment forms to let customers enter their own card data

Using a virtual terminal through eMerchant Gateway

Our own eMerchant Gateway is built on an industry-leading payment gateway technology. It provides easy-to-use virtual terminal card processing along with a variety of other gateway payment options and best-practice security features.

Grow your business with virtual terminal payment card processing

If you already have a brick-and-mortar store with a retail terminal or POS, swiping a card will give you the lowest Interchange rate. If the card is present, swiping is the best choice but what about taking card payments over the phone or online? Business owners must adapt to how customers want to do business, and face-to-face transactions are not always the most convenient way for customers to buy your product or service.

Getting a virtual terminal can provide you with expanded options for serving your customers in a secure way and can improve the efficiency of your business operations.

Keep Customer Data Safe

Are you storing customer data in a file cabinet or an unsecured computer vulnerable to hackers or other disasters? Keep data safe and reduce your business liability with the NET1 payment processing solution.

NET1 stores and protects sensitive payment card information offsite in a secure vault, and it’s already set up to work with your ECI ERP system.

Contactless Payment

Contactless payment allows consumers to pay for goods and services using their debit or credit cards with RFID technology—also known as chip cards—or other payment devices without the need to swipe, enter a personal identification number (PIN), and/or sign for a transaction.

Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near field communication (NFC, e.g., Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, or any bank mobile application that supports contactless) for making secure payments. The embedded integrated circuit chip and antenna enable consumers to wave their card, fob, or handheld device over a reader at the point of sale terminal.

Contactless payments are made in close physical proximity, unlike mobile payments which use broad-area cellular or WiFi networks and do not involve close physical proximity.

Outstanding Customer Support

With NET1, you get real people providing 365/24/7 direct technical support with no third party involved. NET1 and our gateway provider Paya have one of the highest approval ratings in the industry. Say goodbye to being stuck in a customer service “hot-potato handoff” when trying to reconcile a credit card dispute, or even answer a simple question.

NET1 Payment Processing: Easy, Flexible, and Secure

Accounting Personnel

Managing finances can be overwhelming, and this is especially true when it comes to processing payments. With manual accounting, businesses can spend hours entering credit and debit card information into the software.

With an integrated solution, you’ll no longer have to enter card information into accounting software each time you process a payment. Instead of having to go back and manually input every transaction detail, batch information is automatically entered into your ERP system or accounting software without any additional human interaction.

An integrated payment system streamlines your books and frees up time so you can better serve your customers. With this extra time, you’ll also be able to learn new skills and focus on maximizing profits.

Business Owners

Cash flow measures how quickly you move money. Many small businesses fail because of poor cash flow.

Getting paid on time is not always as easy as it seems. Manual accounting takes time and can delay your business from receiving payments on invoices for several days.

To help increase cash flow, use an integrated solution to speed up processing by automatically posting payments to your accounts receivable or general ledger and put more money into your bank faster.

Finance Manager

Manual accounting is tedious and time-consuming. It requires you to keep track of paper ledgers and invoices by hand, and data entry mistakes are unavoidable. Once discovered, these mistakes need to be fixed, which wastes valuable time and money. Plus, if paper records are lost or stolen, they could be impossible to replace.

Businesses can also run into errors when manually keying payment data into their ERP or accounting software. Staff can enter data incorrectly, customers can be charged an incorrect amount, or the wrong customer can be charged for a transaction.

Integrated payments help relieve the stress of manual accounting and make it easier for businesses to manage finances. With an integrated solution, payments are entered directly into the accounting software and applied to the general ledger or credited to an invoice. This simple process eliminates human errors and double data entry and helps businesses function as efficiently as possible.

IT Security Managers

Manual payment processing has been the default method for decades, but it leaves plenty of room for security vulnerabilities. With an integrated solution, businesses can process payments using a cloud-based payment gateway, which provides more security.

Cloud-based software allows businesses to access data from anywhere using the internet. And because cloud payment software runs on off-site servers, businesses don’t have to worry about system administration costs and server failures. NET1 is also PCI-compliant, which helps protect payment card information in a data breach.

Online, or cloud, payment systems also protect businesses from potential loss due to a natural disaster. In a fire, flood, storm, or other emergency-caused damage to an office, the payment system would still be intact and accessible from any internet-connected device. With online payment processing, businesses can keep moving even when hazards strike.

Accounting Personnel

SAY GOODBYE TO MANUAL PROCESSING

Accounting Personnel

Managing finances can be overwhelming, and this is especially true when it comes to processing payments. With manual accounting, businesses can spend hours entering credit and debit card information into the software.

With an integrated solution, you’ll no longer have to enter card information into accounting software each time you process a payment. Instead of having to go back and manually input every transaction detail, batch information is automatically entered into your ERP system or accounting software without any additional human interaction.

An integrated payment system streamlines your books and frees up time so you can better serve your customers. With this extra time, you’ll also be able to learn new skills and focus on maximizing profits.

Business Owners

INCREASE CASH FLOW

Business Owners

Cash flow measures how quickly you move money. Many small businesses fail because of poor cash flow.

Getting paid on time is not always as easy as it seems. Manual accounting takes time and can delay your business from receiving payments on invoices for several days.

To help increase cash flow, use an integrated solution to speed up processing by automatically posting payments to your accounts receivable or general ledger and put more money into your bank faster.

Finance Managers

REDUCE ERRORS

Finance Manager

Manual accounting is tedious and time-consuming. It requires you to keep track of paper ledgers and invoices by hand, and data entry mistakes are unavoidable. Once discovered, these mistakes need to be fixed, which wastes valuable time and money. Plus, if paper records are lost or stolen, they could be impossible to replace.

Businesses can also run into errors when manually keying payment data into their ERP or accounting software. Staff can enter data incorrectly, customers can be charged an incorrect amount, or the wrong customer can be charged for a transaction.

Integrated payments help relieve the stress of manual accounting and make it easier for businesses to manage finances. With an integrated solution, payments are entered directly into the accounting software and applied to the general ledger or credited to an invoice. This simple process eliminates human errors and double data entry and helps businesses function as efficiently as possible.

IT Security Managers

STRENGTHEN SECURITY

IT Security Managers

Manual payment processing has been the default method for decades, but it leaves plenty of room for security vulnerabilities. With an integrated solution, businesses can process payments using a cloud-based payment gateway, which provides more security.

Cloud-based software allows businesses to access data from anywhere using the internet. And because cloud payment software runs on off-site servers, businesses don’t have to worry about system administration costs and server failures. NET1 is also PCI-compliant, which helps protect payment card information in a data breach.

Online, or cloud, payment systems also protect businesses from potential loss due to a natural disaster. In a fire, flood, storm, or other emergency-caused damage to an office, the payment system would still be intact and accessible from any internet-connected device. With online payment processing, businesses can keep moving even when hazards strike.

HOW MUCH CAN YOU SAVE WITH NET1?

NET1 saved us at least 35% a month on bank and credit card fees compared to what we had been paying. And our month-end reconciliations became so much easier.


Resources

  • All Resources
  • Fact Sheets
  • Whitepapers
  • Ebooks
  • Case Studies
Payment Processing Flyer

fact sheet

NET1 Payment Processing Flyer

Payment Processing that Integrates with Your ECI Software

Credit Card Fraud How to Safeguard Your Business

whitepaper

Credit Card Fraud: How to Safeguard Your Business

SMBs, be on the alert for rising levels of customer and credit card fraud. These are actions to take and questions to consider to safeguard your risks.

NET1 Frequently Asked Questions

fact sheet

NET1 Frequently Asked Questions

Answers to your most frequently asked questions about NET1.

State Of The Art Payment Processing

ebook

State Of The Art Payment Processing

Automated payment processing is available to ECI customers through the NET1 payment gateway, which processes payments via credit card, debit card, ACH payment, and virtual checks.

Maintain Business Continuity and Peace of Mind through Electronic Payments

whitepaper

Maintain Business Continuity with Electronic Payments

Social distancing makes it less likely to shop goods and services in person, payment processing software plays a critical role in helping businesses maintain…

Can Level 3 Credit Card Processing Reduce Your Interchange Rates

whitepaper

Can Level 3 Credit Card Processing Reduce Your Interchange Rates?

As a merchant who offers credit card processing, you have control over your interchange rates. What matters is the amount and quality of information you…

Level 3 Processing What You Need To Do To Qualify

ebook

Level 3 Processing: What You Need To Do To Qualify

Control your interchange rates by collecting more quality data

Payment Technology Enables Economic Continuity

whitepaper

Payment Technology Enables Economic Continuity

In this blog post, we'll discuss how our need for goods and services has not gone away, we’re simply adjusting to how we get them…and how we pay for them.

NET1 Brings New Efficiencies To Credit Card Processing

case study

NET1 Brings New Efficiencies To Credit Card Processing

See how NET1 helps Broland's Ace Hardware increase efficiencies.

NET1 Card Account Updater

fact sheet

NET1 Card Account Updater

Drive Customer Satisfaction and Transaction Efficiency with Card Account Updater from NET1

Keep Recurring Payments Consistent and Continuous

whitepaper

Keep Recurring Payments Coming

Manually maintaining card-on-file data is a daunting task and often takes place as a result of a purchase decline or similar service interruption, leading to a poor buying experience.

Keep Your Customer Data Safe

fact sheet

Keep Your Customer Data Safe

Keep data safe and reduce your business liability with the NET1 payment processing solution.

NET1 Card Account Updater

fact sheet

Customer Satisfaction and Transaction Efficiency

Drive Customer Satisfaction and Transaction Efficiency with Card Account Updater from NET1

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